Debt Free

Could you cut up all your credit cards TODAY?

Tiffany did!

Granted, she worked hard to make that happen, but as of today she has called all the credit card companies and made her final payments!  She is DEBT FREE!

And she is EXCITED!  As she should be...

What would it take to help YOU become debt free THIS year?
Are you able to pay extra each month or are you stuck making the minimum payment?
How much extra do you need each month to put towards your debt so that you can call all your credit card companies on December 31, 2014 and make your final payment?

I would love to show you how Tiffany did it.
I would love to share with you how my husband and I are staying out of debt.

You see, my parents are extremely generous.  I graduated from college without any student loans. I worked in college to pay my way, but whenever I didn't have enough, I didn't call the bank.  I called Mom and Dad.  They always paid the remaining balance for me.

Some might say I am spoiled.  That I am the typical only child.

I like to think I am blessed.  I am fortunate to say the least.  Not only do I have parents who were financially able to help me, but willing too.

My mom learned from her dad, who was generous with her and left her an inheritance making it possible for her to be debt free.  She took that blessing and passed it along to me.

And now I want to pass it along to my girls.  I don't ever want them to be in debt.  That's why we have college funds for them already and will be setting aside money for their education each month for the next 18 years (my girls are 10 weeks, 2 years, and 4 years).  I don't want them to have to pay for college.  I want that to be taken care of already, even if they decide to go to medical school or pursue a career in law or anything else that typically lands a person in hundreds of thousands of dollars of debt.

I'm not going to spoil my girls or let them off easy.  They will grow up learning how to work hard and save money and use our resources wisely.  They won't squander or spend lavishly.  They will know what it means to be financially responsible, for those who are given much, of them much is required.  Above all, they will know what it means to give and bless others and share the love of Jesus with all those around us and those far away as well.  They will know what it means to be a sieve, letting God's good gifts flow right on through them to anyone and everyone with whom they come into contact.

That's what my mom taught me.

That's what her dad taught her.

I don't call that spoiling a child at all.  That's what I call teaching a child to take their blessings and use them to bless others.

Thanks to my generous and gracious parents, my husband and I are debt free at age 30.  We are working on paying off our house, as that is our only debt so to speak.  Each month we pay extra on the mortgage, and our goal is to be 100% debt free (house included) in the next 5 years!  Imagine what we will be able to do with that extra $1,000 every month that typically goes towards a house payment!!!  Imagine how much we will be able to save for our 3 girls so that they can live debt free their whole lives and always have the financial freedom to give generously to those around them.

Just today a friend of mine humbly asked for help.  Her husband has been injured and out of work since December.  They have had no income.  On top of the financial burden, everyone in their house has been struck with Influenza A and severe sickness they just can't seem to get over no matter what they do.  And so she reached out for help.

I am in a place where we can help her.  All because someone else helped us.

Two and half years ago, we were on WIC.  Our bank account was overdrawn $800!!!  We had no idea how to pay the bank back, let alone buy groceries, put gas in our cars, pay our bills, AND welcome a new baby to our family (and all the medical expenses that would come with her).  God always came through for us.  We would get a $500 check in the mail.  We would get $1,000 cash from anonymous donors at church.  People would treat us to a meal.  Friends bought us groceries.  I'm not sure how, but we made it.

Here we are now, TWO little girls later (for a total of 3 sweet girls).  We've moved to a bigger home (and yet pay LESS on our mortgage each month -- thank You, Jesus, for that miracle).  We have food in our fridge and pantry.  We have gas in our cars.  We can pay our bills.  We pay extra on the mortgage.  We have money in 2 savings accounts.  We have college funds and retirement funds established.  We don't live in luxury, but we certainly aren't lacking anything we need.  We may not have the fanciest clothes or eat at posh restaurants, but we are clothed and fed and happy.  We are blessed.

And so we are in a position to bless others.  In deed, we have the responsibility to take what God has given to us and pass it on.  We are blessed to be a blessing.

That's where you come in.  I'm not going to pay off your debt for you.  BUT, I would love to come along side you and help you become debt free. I will show you how to work hard (and have fun doing it) and change your life.  Your children's lives.  Your grandchildren's lives.

It Works is WAY more than a crazy wrap.  It's WAY more than a container of greens that give you 8 servings of fruits and veggies.  It's WAY more than skin care products that make your skin soft and smooth. It IS about health, yes.  It IS also about freedom -- financial freedom.  And let me tell you, financial freedom has a huge impact on your health.  Imagine not having a credit card payment, no student loans, no mortgage!  That's a lot less stress in your life.  That's a lot more time and energy you can put towards enjoying your family and friends.  That's a lot more living you can do.  Like I said It Works is WAY more than a crazy wrap!

Please give me a call (660.281.8266) and we can talk about how It Works can help YOU become debt free THIS year.  I can show you how we can work together to help you make an extra $500 every month (or more if you need).  I can show you how to earn a $10,000 bonus by APRIL.   I can help you get to the point where you can call your credit card companies on December 31 and make your final payment.  I can help you get out those scissors and cut up your credit cards.